Investor Relations
DKB is a focused customer bank, based on two pillars: As a direct bank, we offer retail customers the opportunity to conduct their banking transactions online. As a commercial bank, we offer customized financing and investment solutions to municipalities and companies in selected promising sectors through our branch network.
DKB with a focus on retail and corporate customers
With total assets of EUR 139.5 billion (as of 30 June 2026), DKB, headquartered in Berlin, is one of the largest banks in Germany. Founded in 1990, we are a 100% subsidiary of BayernLB. Around 5.5 million people are customers of DKB. Its business activities are primarily concentrated in the Federal Republic of Germany. DKB serves its business customers personally at 26 DKB branches throughout Germany.
Our latest financial reports
Renewable energies and social infrastructure are our core business
Among other things, we finance energy-efficient housing, healthcare facilities and projects in schools and daycare centers - in short: everything that people need to live. We have been providing loans for numerous renewable energy projects in the wind, solar and bioenergy sectors since 1996.
Capital market funding to diversify our refinancing structure
In order to strengthen medium and long-term refinancing funds, we have been issuing securities on the capital market for many years. We primarily issue public and mortgage Pfandbriefe in benchmark or private placement format, as well as unsecured bonds in benchmark format. Our Green Bonds (aligned with Green Bond Principles of the International Capital Market Association and Regulation (EU) 2023/2631) are used to refinance wind and solar projects in Germany. With our Social Bonds (aligned with the Social Bond Principles of the International Capital Market Association) we refinance lending business that provide social benefit.
The volume of outstanding DKB bonds on the capital market through the issuance of public and mortgage Pfandbriefe as well as senior unsecured bonds amounts to around EUR 10.4 billion (as of 30 June 2026). Of this, the volume of outstanding Green and Social Bonds amounts to around EUR 4.6 billion.
Further information can be found on our Green and Social Bond Programmes website.
DKB AG's ratings
Latest Rating Action 19 March 2024: Moody's upgrades DKB's long-term deposit, issuer and senior preferred ratings from A1 to Aa3 and rates the outlook as stable. The rating upgrade reflects the bank's strengthened solvency, which is supported by a high level of capitalization and significantly improved profitability. The upgrade also considers the bank's sustainable, growing and very granular deposit refinancing. With the updates on February 21, 2025, February 17, 2026, and October 15, 2026, Moody's confirmed the ratings and left the outlook stable.
Public Sector Covered Bonds | Mortgage Covered Bonds | Senior Preferred | Issuer Rating | Short Term (Deposits) | BCA | |
|---|---|---|---|---|---|---|
Moody's | Aaa | Aaa | Aa3 | Aa3 | P-1 | a3 |
ISS ESG | - | - | - | B- (Prime status) | ||
Sustainalytics | 20.4 (medium risk) |