We regularly have our performance and progress in sustainability reviewed by external agencies. In this way, we identify potential for improvement. The rating agencies we select evaluate us according to comprehensive and recognised methods.
ISS ESG is one of the world's most renowned rating agencies for sustainability. Every year, it evaluates us in terms of our
compliance with sustainability standards,
implementation and adherence of sustainability guidelines beyond the regulatory requirements,
adaption of specific sustainability measurements that are appropriate to our business.
For the eighth time in a row, DKB received a B- in the 2022 ISS ESG rating, the highest grade awarded by the rating agency out of more than 270 banks in the "Financials/ Public & Regional Banks" category worldwide. As in the previous year, this corresponds to Prime status and Decile Rank 1, ranking us as the industry leader in this category.
In our Sustainable Lending Framework, we set out transparently how we differentiate between financing and sustainable financing in practice.
It provides the framework for what we consider to be sustainable in terms of our blue sustainability and lays the foundation for lending products that drive environmental and social transformation.
It is our tool for decarbonising our lending portfolio, which we aim to bring in line with the 1.5 degree limit of the Paris Climate Agreement by 2040.
It has been developed on the basis of common market standards to make transformation tangible at the point of financing.
Our approach, selection criteria, indicators and thresholds have been verified by a third party. The sustainability rating agency ISS ESG has reviewed the Sustainable Lending Framework.
Here you can find the Sustainable Lending Framework.
Here you can find the external review of ISS ESG.
You can find our rules and guidelines on sustainability here:
Some documents are only available in German.